Pinellas County, Florida

One local broker.
Every Pinellas zip code.

From Clearwater Beach to downtown St. Pete, TNewton Agency helps Pinellas County families find the right life insurance coverage at the right price — by comparing 20+ A‑rated carriers instead of pitching just one.

Cities we serve

Local pages,
for every Pinellas city.

Full-county coverage

Every Pinellas municipality and community.

TNewton Agency writes life insurance for all 24 incorporated municipalities in Pinellas County: St. Petersburg, Clearwater, Largo, Pinellas Park, Dunedin, Tarpon Springs, Seminole, Safety Harbor, Oldsmar, Gulfport, St. Pete Beach, Treasure Island, Madeira Beach, Indian Rocks Beach, Indian Shores, Redington Beach, Redington Shores, North Redington Beach, South Pasadena, Kenneth City, Belleair, Belleair Bluffs, Belleair Beach and Belleair Shore.

We also serve the well-known unincorporated communities of Palm Harbor, East Lake, Lealman, Feather Sound, Bay Pines, Bardmoor, Tierra Verde, Ozona and Crystal Beach — same broker, same 20+ carriers, same straight answers anywhere in the county.

Sample Rates

Real coverage,
without the surprise pricing.

20-year term policy, $500,000 in coverage, for a healthy non-smoker. Actual rates depend on your age, health, and the carrier we match you with.

Age 30s
$18–28/month

Estimated starting rate, 20-yr term, $500K coverage.

Age 40s
$35–55/month

Estimated starting rate, 20-yr term, $500K coverage.

Age 50s
$81–140/month

Estimated starting rate, 20-yr term, $500K coverage.

Quotes are illustrative. Your real rate is locked in only after carrier underwriting.

Why TNewton Agency

One broker.
Twenty-plus carriers.

Captive agents can only sell you what their one company offers. As an independent broker, Tiffiny shops 20+ A‑rated life insurance carriers and brings back the policy that actually fits your health, your budget, and your family's situation.

  • Free quote in about two minutes — no pressure, no spam calls.
  • Straight answers, not a sales pitch. Term vs. whole vs. IUL, demystified.
  • Specialized options too: guaranteed issue, infinite banking, FIA personal pensions.
  • Licensed broker since 2019. NPN #19028661.
Tiffiny Newton, licensed life insurance broker
What we offer

The right kind of policy,
not just any policy.

Term Life Insurance

Affordable coverage for 10, 20, or 30 years. The best fit for most young families and mortgage holders.

Whole Life Insurance

Permanent coverage with cash value that grows on a guaranteed schedule — coverage you keep for life.

Universal Life (IUL)

Permanent coverage with flexible premiums and cash value tied to market index performance, with a floor.

Guaranteed Issue

No medical exam, no health questions. A dignified option for clients who've been declined elsewhere.

Infinite Banking

High-cash-value whole life designed so you can borrow against your own policy and keep it compounding.

Personal Pension (FIA)

Fixed Indexed Annuity strategies that turn savings into guaranteed lifetime income in retirement.

What clients say

Trust isn't claimed.
It's earned, client by client.

Tiffiny took the time to explain every option without any pressure. I finally feel like I actually understand my policy.
Carl Mancini
Honest, professional, and quick. She found me better coverage for less than I was paying before.
Jimmy Butts
I've worked with a lot of agents over the years. Tiffiny is in a different league — client first, every time.
Jeff Farley
She made what felt overwhelming feel simple. I walked away with confidence and a plan.
Cornelia K. Wade
Tiffiny genuinely cares. She treated my family's coverage like it was her own.
Kourtney Pina
Smart, patient, and refreshingly straightforward. Exactly what you want in a life insurance broker.
Sidney Matthews
Common questions

The questions
people actually ask.

Two minutes is all it takes

Protect what matters.
Get covered today.

Tell us a little about you and we'll come back with real quotes from the carriers most likely to fit. No spam. No pressure. Ever.